The 2008 book Exercising for Excellence, published by The British Standards Institution identified three types of exercises that can be employed when testing business continuity plans.
Not having a password that holds the electronic money of thousands of people stored somewhere represents the height of irresponsibility.
Not having accounting methodologies that represent holdings is not only incautious, it's reckless." An effective business continuity plan lays out the instructions and procedures an organization must undergo when some kind of disaster occurs.
A 2005 analysis of how disruptions can adversely affect the operations of corporations and how investments in resilience can give a competitive advantage over entities not prepared for various contingencies, and the term "strategic resilience" is now used to go beyond resisting a one-time crisis, but rather continuously anticipating and adjusting, "before the case for change becomes desperately obvious." This approach is sometimes summarized as: preparedness, Business continuity is the intended outcome of proper execution of Business continuity planning and Disaster recovery.
It is the payoff for cost-effective buying of spare machines and servers, performing backups and bringing them off-site, assigning responsibility, performing drills, educating employees and being vigilant.